Guides & Resources

How funds are flagged, reported, safeguarded, and ultimately returned Every year, large volumes of financial assets are separated from their owners and reported to the state for safekeeping.

A clean claim is a fast claim. Our document-submission flow is built to reduce avoidable errors, improve data integrity, and move complete files through review faster—all while staying aligned with statutory requirements.

Everyday slip-ups, mail quirks, and tiny typos—not neglect—create unclaimed assets Most unclaimed money doesn’t vanish because someone was careless. It slips out of reach through ordinary, boring problems: an address that never got updated, a name that changed after marriage, a check that looked like junk mail, or a typo in an apartment number.

For individuals with disabilities and for people with limited or no internet access We’re committed to making the unclaimed-money process fair, dignified, and accessible.

Unclaimed assets (also called unclaimed property or abandoned property) are financial assets that have lost contact with their owners for a legally defined period. After that dormancy window, the assets are transferred to state custody through escheatment.

After a statutory dormancy period, companies (banks, insurers, employers, brokerages, utilities, and others) transfer these balances to the State of Florida for safekeeping under Chapter 717, Florida Statutes.

Thousands of Miami-Dade residents and local businesses may be entitled to dormant funds that companies transferred to Florida under Chapter 717 (Disposition of Unclaimed Property). These balances originate with banks, insurers, payroll departments, utilities, and brokerages and move to state custody after periods of inactivity.